Amendments for HB24-1440
House Journal, April 18
21 HB24-1440 be amended as follows, and as so amended, be referred to
22 the Committee of the Whole with favorable
23 recommendation:
24
25 Amend printed bill, page 2, strike lines 7 through 10 and substitute
26 "INSURANCE POLICIES IN THIS STATE SHALL PROVIDE A SUMMARY
27 DOCUMENT IN SPANISH AND THAT SATISFIES THE REQUIREMENTS OF
28 SUBSECTION (1)(a)(II) OF THIS SECTION TO:
29 (A) THE NAMED INSURED UNDER AN INSURANCE POLICY ISSUED IN
30 THIS STATE, IF THE NAMED INSURED COMPLETED AND RETURNED TO THE
31 INSURER THE LANGUAGE SELECTION FORM IN ACCORDANCE WITH
32 SUBSECTION (2)(c) OF THIS SECTION; OR
33 (B) ALL NAMED INSUREDS UNDER INSURANCE POLICIES ISSUED IN
34 THIS STATE IN ACCORDANCE WITH SUBSECTION (2)(d) OF THIS SECTION.
35 (II) THE SUMMARY DOCUMENT REQUIRED BY THIS SUBSECTION (1)
36 MUST:".
37
38 Renumber succeeding subparagraph accordingly.
39
40 Page 2, line 11, strike "PROVIDES" and substitute "PROVIDE".
41
42 Page 2, line 14, strike "INCLUDES" and substitute "INCLUDE".
43
44 Page 2, strike line 16 and substitute:
45
46 "(C) INCLUDE ANY".
47
48 Page 3, line 1, strike "INSURED" and substitute "NAMED INSURED
49 PURSUANT TO SECTION 10-4-609 OR 10-4-635".
50
51 Page 3, line 2, after "10-4-630;" add "AND".
52
53 Page 3, strike lines 3 through 6 and substitute:
54
55
1 "(D) BE IN THE FORM PRESCRIBED BY, AND IN A WRITTEN OR
2 ELECTRONIC FORMAT AS DETERMINED BY, THE COMMISSIONER BY RULE.".
3
4 Page 3, line 8, strike "FORM" and substitute "FORM, INCLUDING
5 SPECIFYING THE FORMAT,".
6
7 Page 3, line 11, strike "AN" and substitute "THE NAMED".
8
9 Page 3, line 24, strike "AN" and substitute "EXCEPT AS PROVIDED IN
10 SUBSECTION (2)(d) OF THIS SECTION, AN".
11
12 Page 4, line 1, strike "SECTION IN EITHER ENGLISH OR SPANISH;" and
13 substitute "SECTION;".
14
15 Page 4, line 2, strike "OFFER AND THE" and substitute "LANGUAGE
16 SELECTION".
17
18 Page 4, line 4, strike "OFFER" and substitute "PROVIDE".
19
20 Page 4, line 15, strike "INSURER INDICATING A LANGUAGE SELECTION,"
21 and substitute "INSURER,".
22
23 Page 4, strike line 17 and substitute "SECTION UPON ISSUANCE OF THE
24 INITIAL INSURANCE POLICY AND AT EVERY RENEWAL OF THE INSURANCE
25 POLICY. IF THE APPLICANT".
26
27 Page 4, line 19, strike "RECEIVING" and substitute "THE INSURER SENDS"
28 and strike "MAY" and substitute "IS NOT REQUIRED TO".
29
30 Page 4, line 20, strike "SECTION IN ENGLISH." and substitute "SECTION.".
31
32 Page 4, after line 20 insert:
33
34 "(d) INSTEAD OF OFFERING AN APPLICANT FOR A NEW OR RENEWAL
35 INSURANCE POLICY A LANGUAGE SELECTION FORM PURSUANT TO
36 SUBSECTION (2)(a) OF THIS SECTION, AN INSURER MAY COMPLY WITH THIS
37 SECTION BY PROVIDING ALL NAMED INSUREDS UNDER ITS INSURANCE
38 POLICIES ISSUED IN THIS STATE THE SUMMARY DOCUMENT DESCRIBED IN
39 SUBSECTION (1) OF THIS SECTION.
40 (e) BY DECEMBER 31, 2024, THE COMMISSIONER, BY RULE, SHALL
41 CREATE AND APPROVE A LANGUAGE SELECTION FORM, IN ENGLISH AND IN
42 SPANISH, FOR INSURERS TO USE TO COMPLY WITH THIS SUBSECTION (2).".
43
44 Page 4, line 23, after "COVERAGES" insert "PURSUANT TO SECTION
45 10-4-609 OR 10-4-635".
46
47 Page 5, line 9, strike "COMMERCIAL AUTOMOBILE,".
48
49 Page 5, line 10, strike "AUTOMOBILE, HOMEOWNERS, OR RENTERS" and
50 substitute "AUTOMOBILE".
51
52 Page 5, after line 13 insert:
53
54
1 "SECTION 2. In Colorado Revised Statutes, 10-1-133, amend
2 (2)(a) as follows:
3 10-1-133. Consumer insurance council - creation - advisory
4 body - appointment of members - meetings - repeal. (2) (a) The
5 council consists of at least six and not more than fifteen members
6 appointed by the commissioner, all of whom must represent consumer
7 organizations or be consumers who are not engaged, directly or indirectly,
8 in the insurance industry or any other industry, business, or profession
9 that might present a conflict of interest, as determined by the
10 commissioner, AND ONE OF WHOM MUST BE A CONSUMER WHOSE FIRST
11 LANGUAGE IS NOT ENGLISH. To the greatest extent possible, the council
12 must reflect the geographic and demographic diversity of the state.
13 Insurance producers, insurance industry representatives, actively
14 practicing health-care providers, and any other individuals who may have
15 a conflict of interest, as determined by the commissioner, are not eligible
16 for membership on the council.
17 SECTION 3. In Colorado Revised Statutes, 10-1-136, add (3.5)
18 as follows:
19 10-1-136. Insurance policies - language other than English -
20 increasing access for non-English-speaking consumers - definitions.
21 (3.5) THE COMMISSIONER SHALL USE COUNCILS ESTABLISHED WITHIN THE
22 DIVISION, INCLUDING THE PRODUCER ADVISORY COUNCIL AND ANY OTHER
23 COUNCILS ESTABLISHED BY THE COMMISSIONER, TO ENGAGE WITH
24 BILINGUAL INSURANCE PRODUCERS TO DISCUSS THE INSURANCE MARKET
25 FOR NON-ENGLISH-SPEAKING CONSUMERS, INCLUDING WAYS TO INCREASE
26 A C C E S S T O IN S U R A N C E P R O D U C T S A N D SE R V IC E S F O R
27 NON-ENGLISH-SPEAKING CONSUMERS.".
28
29 Renumber succeeding sections accordingly.
30
31 Before "INSURED" insert "NAMED" on: Page 2, line 14; Page 3, lines 2 and
32 21; Page 4, lines 9, 25, and 26; Page 5, lines 2 and 5.
33
34 Before "INSURED'S" insert "NAMED" on: Page 3, line 14; and Page 4, line
35 24.
36
37 Before "FORM" insert "LANGUAGE SELECTION" on: Page 4, lines 4, 7, 9,
38 11, 14, 18, and 19.
39
40